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TBI Claims

Concussion Claims: Don't Let Them Say It's "Just" a Concussion

Insurance companies love the word "mild." They use it to minimize your injury and your claim. But there's nothing mild about chronic headaches, cognitive fog, and a life turned upside down. We fight back.

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Key Takeaways

  • "Mild" is a misnomer: 15-30% of concussion victims have symptoms lasting over a year
  • Normal imaging is common: CT and MRI often can't detect concussion damage
  • Documentation is critical: Keep symptom journals and get neuropsychological testing

Why "Mild" TBI Isn't Mild

Medical professionals classify TBIs by initial presentation—loss of consciousness, confusion, and imaging findings. A "mild" TBI (mTBI) simply means you didn't have prolonged unconsciousness or obvious brain bleeding at the time of injury. It says nothing about how severely the injury will affect your life.

The research is clear: even a single concussion can cause permanent changes to brain structure and function. Studies show 15-30% of mTBI patients have symptoms lasting more than a year. Some never fully recover.

2.8M

TBIs occur annually in the US

75%

of all TBIs are classified as "mild"

15-30%

have symptoms lasting >1 year

Post-Concussion Syndrome (PCS)

When concussion symptoms persist beyond the expected recovery period (typically 2-4 weeks), doctors diagnose post-concussion syndrome. PCS can severely disrupt your life:

Cognitive Symptoms

  • • Difficulty concentrating
  • • Memory problems
  • • Slowed processing speed
  • • Word-finding difficulties
  • • Difficulty multitasking

Physical Symptoms

  • • Chronic headaches
  • • Dizziness/vertigo
  • • Light and noise sensitivity
  • • Fatigue
  • • Sleep disturbances

Emotional Symptoms

  • • Irritability
  • • Anxiety
  • • Depression
  • • Emotional volatility
  • • Personality changes

Functional Impact

  • • Can't return to work
  • • Relationship strain
  • • Loss of independence
  • • Can't enjoy hobbies
  • • Reduced quality of life

How Insurance Companies Fight Concussion Claims

Insurance adjusters are trained to minimize concussion claims. Here are their favorite tactics—and how we counter them:

"Your imaging was normal—you don't have a brain injury"

Our Response: Concussions are diagnosed clinically, not radiologically. Normal CT/MRI is expected in mTBI. We use neuropsychological testing and advanced imaging (DTI) to prove brain dysfunction.

"You recovered—you're just exaggerating for money"

Our Response: Symptom journals, before/after witness statements, and objective neuropsychological testing document ongoing impairment. We build a case that's impossible to dismiss.

"Your symptoms are psychological, not from the accident"

Our Response: We establish clear timelines showing symptom onset correlating with the accident. Pre-accident records prove you had no prior issues. Expert neurologists confirm causation.

"Concussions only last a few weeks"

Our Response: Medical literature extensively documents PCS lasting months to years. We cite peer-reviewed studies and present expert testimony on long-term mTBI outcomes.

How We Win Concussion Cases

Concussion claims require meticulous documentation and the right experts. Our approach:

1

Immediate Medical Documentation

We ensure you see providers who understand TBI. Emergency room visits are often inadequate—we connect you with neurologists who thoroughly document initial injury.

2

Symptom Tracking Protocol

We provide guidance on keeping detailed symptom journals. Daily logs of headaches, cognitive difficulties, and emotional episodes create powerful evidence of ongoing impact.

3

Neuropsychological Testing

Comprehensive 4-8 hour cognitive testing by a neuropsychologist reveals deficits invisible on imaging. This objective data is gold in concussion cases.

4

Before/After Evidence

We collect statements from family, friends, and coworkers documenting specific changes in your personality, memory, and functioning since the accident.

5

Expert Witness Team

Neurologists, neuropsychologists, and vocational experts provide testimony connecting your concussion to lasting impairment and lost earning capacity.

Frequently Asked Questions

A concussion is a mild traumatic brain injury (mTBI) caused by a bump, blow, or jolt to the head that disrupts normal brain function. Despite being called 'mild,' concussions can cause significant, long-lasting symptoms including headaches, cognitive difficulties, emotional changes, and sleep problems. The 'mild' label refers to initial presentation, not ultimate impact.
Post-concussion syndrome occurs when concussion symptoms persist for weeks, months, or even years after the initial injury. Common PCS symptoms include chronic headaches, dizziness, difficulty concentrating, memory problems, irritability, anxiety, depression, and sleep disturbances. PCS significantly impacts quality of life, work performance, and relationships.
Concussion claims typically take 12-24 months because we need to document the full extent of your symptoms and establish whether you'll have lasting effects. Rushing settlement before symptoms stabilize leaves compensation on the table. We wait for maximum medical improvement while preserving all evidence.
Absolutely. Normal CT scans are common in concussion cases because CT scans are designed to detect bleeding and fractures—not the diffuse cellular damage that causes concussion symptoms. Concussions are diagnosed clinically based on symptoms, mechanism of injury, and neuropsychological testing. A 'normal' scan does not mean you don't have a brain injury.

Your Concussion Is Real. Your Claim Matters.

Don't let insurance companies minimize your injury. We document the invisible damage and fight for full compensation for your 'mild' TBI.

No Fee Unless We Win

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